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Protecting what matters most since 1925.

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Four generations of our family have carried on the founding principles of honesty, stability, and integrity.


Years in Business


Offices in North Carolina

We are proud to be an independent insurance agency.

Chalk & Gibbs Insurance is an independent agency committed to serving Carteret and surrounding counties. Our commitment dates back to 1925. Our first office opened in Morehead City, NC, and we have continued to expand. As a result of our continued growth, we have opened two additional offices in Beaufort, NC, and Emerald Isle, NC. Using our teams of agents, you will be able to assess your risks and choose the coverage for your needs.

Fourth generation strong.

Our agency is a fourth generation family run agency. We value our employees and are proud of the family atmosphere we have created. Children of our employees are often seen at our offices during the summer or after school.

We’re prepared for the future.

Our teams are aware that our world is changing rapidly. They want to ensure that our agency is keeping up with those changes by constant training, updating software and programs that will allow us to do so. We’re prepared for the future and we want to help you prepare for yours.

Our Team Has Your Back

We specialize in a variety of coverage options to meet your unique insurance needs.

Meet Our Team

Find Your Coverage

We’re here to help you explore your coverage options.

Request Quote

Our Mission

In 2016 we established CG Foundation. The mission of our foundation is to raise funds for those in need of Epilepsy medication. We have been fortunate to exceed our original goal. We achieved our goal of providing medication for those in need. We also have placed Special Needs playground equipment in several parks and schools.

Medication for the disease of Epilepsy can range up to $5,000 per month without insurance. Each May, on the weekend before Memorial Day, we host a golf tournament, dinner, and dance. The funds from this event contribute to the costs involved with the disease of Epilepsy. Our event is well-attended and is growing in numbers every year.

The Independent Agency Advantage

Here’s what makes our insurance agency different.

Personalized Solutions

Get the power of choice with insurance that’s designed for your unique needs.

Knowledgeable Service

We’ll be there for you with reliable service and support to help you make informed decisions.

Trusted Relationships

You can rely on us to simplify the insurance process and advise you on your insurance.

Chalk & Gibbs Insurance is located in Morehead City, NC, Beaufort, NC, Emerald Isle, NC, and licensed in North Carolina.

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Request an Insurance Quote

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Don’t like forms? Contact us at 252-726-3167 or email us.