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We’re dedicated to our clients, see what they have to say about us.

“Dani Jo is great. She’s kind and understanding. She’s always very attentive to my needs and always addresses my concerns immediately. I am very comfortable with her being my agent.”

Carol L.Customer since 2016

“Allison Martin is our agent and she’s the best! She answers every question and keeps us fully informed.”

Suzette G.Customer since 2014

“We feel comfortable with Chalk & Gibbs as Carlee is available & helpful anytime we need guidance.”

John and Marianne M.Customer since 2021

“My answers are addressed quickly. I am provided support any time I have questions.”

Lisa K.Customer since 2008

“Love that you understand the "beach" environment and do your best to make your rates affordable. (I do not think Jake from State Farm has ever been to the beach.) I am happy to say we have not had to use you to file a claim, but you came hightly recommended by a good friend!”

Anne B.Customer since 2023

“Chalk & Gibbs always had the answers to my questions about life at the coast and what insurances were needed. Very easy to deal with and nice people to boot. I highly recommend them for your insurance needs.”

Chris K.Customer since 2022

“Communication. You guys always send out notices regarding closures. You always send out notices regarding claims assistance during storms. And in the past have always tried to keep my policy cost low. Thanks”

Robert & Alice F.Customer since 2016

“THE BEST REASON I GAVE THE RATING IS THAT WHEN I CALL THE PHONE NUMBER, USUALLY SOMEONE WHO SPEAKS ENGLISH ACTUALLY ANSWERS. THAT IS A BIG PLUS FOR ME AND I'M CERTAIN FOR MANY OTHERS AS WELL. THE ENTIRE STAFF IS THE VERY BEST IN THE BUSINESS AND ALWAYS ANSWERS MY QUESTIONS. THANKS GINA AND OTHERS WHO HAVE SERVED ME SO WELL OVER THE MANY YEARS. HAPPY HOLIDAYS TO ALL. JIM THOMPSON.”

A client in Morehead CityCustomer since 2004

“Rebecca is very kind and Chalk & Gibbs are fourtunate to have her. Allwys treated kindy by all and questions are answered quickly.”

William J.Customer since 2003

“I am a friend of Steve Chalk and I have gotten excellent and timely advice on questions of Medicare, hurricane and auto coverage, and valuable property loss, among others.”

Jeffrey B.Customer since 2015

“Deborah is great. She has great attention to detail and is very efficient in following up.”

AnonymousCustomer since 2024

“Carlee at Chalk & Gibbs has been great. She is very responsive to my needs and is very willing to help with any need. I would highly recommend!!”

Louie and Suzanne D.Customer since 2019

“You have always been very attentive & kind when I have asked you questions. You’ve also gone out of your way to help me understand how to best take care of things. Dani Jo & Pam have been awesome at all times! You are doing everything right as far as I am concerned. Keep up the good work!”

AnonymousCustomer since 2015

“Gina Lewis is always able to help us. She is awesome”

Michael P.Customer since 2009

“Great service”

John M.Customer since 2015

“They always have our best interest at heart and keep us informed of what is best for needs. We appreciate the business and the professional, intelligent, friendly staff…”

SUZETTE W.Customer since 2006

“Excellent service, professional staff and management team.”

Cheryl B.Customer since 2021

“We have been insured with you since 2011 for home and auto. Have been very pleased with your fast responses to our questions and needs. We like that you have multiple companies you can compare rates with to get us the best coverage.”

AnonymousCustomer since 2014

“I have always received prompt service. With the changing nature of insurance availability at the beach, I have been impressed with agents who go above and beyond to find policies fitting my needs.”

Ann B.Customer since 2018

“Carlee has always been very prompt and professional regarding our local EI home insurance needs. Never fails to manage all the details with us and our mortgage company. We can always count on her.”

Richard and Jean H.Customer since 2018

“Angie in the Emerald Isle location for Chalk and Gibbs knows what she is doing and dose it well .”

Schuyler G.Customer since 2012

“Reply promptly with answers to any questions. Friendly. Been with the Beaufort branch since I turned 16.”

Douglas M.Customer since 2018

“They were there when we needed the best options. Patty came through for us, gave us the options and let us choose. There was no feeling of pressure. I felt good about the process. I'm glad we went with them.”

Randy & Bonnie P.Customer since 2024

“The gal who took my payment was very efficient and Dani was an absolute joy to talk with. Dani has always been very knowledgeable concerning my policy and answering any of my concerns. Very pleasant atmosphere in the office!”

Edward S.Customer since 2005

“Agent has always quickly responded, answered all questions immediately or in appropriate time, made excellent suggestions when needed. We’ve always been very pleased with Chalk and Gibbs.”

John I.Customer since 2011

“We Michael and Elaine) have dealt with the Beaufort NC C&G office for years...In ALL dealings (personal visits to the office, phone calls, and e-mail Abby Bradford, as well as her office staff have always been professional, helpful, and accurate with information, addressing questions or concerns and with generally giving the impression "we" are important to them.”

Elaine G.Customer since 2007

“everyone is friendly, helpful and always has time for me. Dani JO and the rest of the staff in Beaufort was always kind, patient and affectionate with my brother. My questions and needs are always addressed quickly.”

Sandra R.Customer since 2020

“Independent insurance offerings have saved us $1000s on our beach house insurance.”

Samuel R.Customer since 2016

“Chalk & Gibbs is in a very convenient location for me when I'm on Emerald Isle and I've been with them for many years. I usually work with Angie Mprse and I can't imagine anyone better for solving problems and making this long-distance association so much easier. Keep up the good work. Pamela Beggan”

Pamela B.Customer since 2003

“Amanda has been very nice and understanding.”

Daniel and Mary F.Customer since 2024

“Amanda has been very nice and understanding.”

Daniel and Mary F.Customer since 2024

“Chalk and Gibbs has given us very friendly and excellent service and we are excited that a dear friend recommended them to us -”

Damian H.Customer since 2023

“I have dealt with Chalk & Gibbs since purchasing my home on Emerald Isle Fifteen (15) years ago. The staff have always been professional and have gone out of their way to be sure I have the best possible insurance for my needs. They are always willing to go that extra mile for a client such as myself. Special thanks to Carlee Brown who has been my contact agent for the past few years, she has always "done right" by me. Thank you, I remain, Roy Eiler Sr., Spinnakers Reach, Emerald Isle, NC”

Roy E.Customer since 2009

“Allison has been an amazing agent. She is always very responsive and very helpful at all times. Outstanding customer service.”

Nancy D.Customer since 2003

“Angie could not do a better job taking care of her clients insurance . OUTSTANDING”

Schuyler G.Customer since 2012

“I have been a customer of Chalk and Gibbs for years. I appreciate your communication with me regarding my insurance needs and reasonable rates in a competitive environment.”

Nathan G.Customer since 2002

“The agents at Chalk and Gibbs are the best we have ever done business with. They respond quickly to all of our questions and they are always looking out for us. It is a pleasure to have someone get back to you in a timely manner.”

Robert Z.Customer since 2023

“Thanks for staying in touch. Communications are important.”

Richard K.Customer since 2003

“good people -quick response-knowledgeable”

Alan and Susan H.Customer since 2020

“Friendliness and willingness to help.”

Martha M.Customer since 2015

“Always fair and efficient”

Claude P.Customer since 2003

“We like Tina. She works hard for us.”

John S.Customer since 1999

“Enjoy working with Deborah!! Good pricing on auto and home.”

William and Debra L.Customer since 2022

“Allison Martin’s services are always proactive. She is prepared for alternative outcomes in advance of action required thereby offering clients the best advice on complex and competing choices!”

A client in Emerald IsleCustomer since 2014

“Service is outstanding!! No one compares to how thorough & fast as well as kind and understanding! So thankful for you all!”

Matthew D.Customer since 2002

“I have done business with Chalk & Gibbs for over 40 years and am very pleased. Gina and Tina have both gone out of their way to help me many times which I greatly appreciate. This results in my loyalty for such helpfulness.”

George P.Customer since 2003

“When your agent identified that I had insurance coming due, she called me right away. I had not received any notification and was in fact wondering when I would get a notice. She found out the insurance had been switched and clearly that did not get the paper work right. However, she made it easy to immediately get a payment made.”

Cynthia C.Customer since 2009

“People friendly, knowledgeable and always looking out for me and my family”

David W.Customer since 2015

“You always have an good, quick answer to my questions and let me know about changes.”

Daryl W.Customer since 2007

“They help me keep track of my policies and their due dates; this is a big help to me.”

William C.Customer since 2002

“I received a prompt response and excellent follow up for every concern. Carlee was friendly and genuinely caring.”

Janet and Larkin T.Customer since 2009

“Always responsive. Finds the best insurance company for my needs at a reasonable price”

Stephen M.Customer since 2020

“Angie Morse is the best I have ever worked with. She is dedicated to assisting her clients and exhibits the highest level of professionalism and understanding.”

Loto G.Customer since 2003

“Any questions I have are only a phone call or email to get my answers. I can also be in the office in five minutes.”

Phillip B.Customer since 2004

“Good service Trustworthy”

Dennis M.Customer since 2003

“1. Responsive 2. Easy access 3. Shop for best insurance at best price.”

A client in Morehead CityCustomer since 2013

“Ease of care and between Abby for one policy and DannyJo for the others they spent a lot of time trying to f in d the best deal Thanks!”

JPR L.Customer since 2017

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